Investing

 


Historically, real estate has always been a rising commodity. A second home to rent out, a duplex, or small apartment building can all be great opportunities to generate financial freedom for yourself and your family, if you understand the financial commitments involved and the
maintenance required to keep a property's value at a peak level.

Investing in real estate is different than owning your own home. If you're becoming a landlord and renting out your investment property, for example, you'll have to understand the legal obligations of the landlord/tenant relationship. And when you search for an investment property, you'll need to be able to assess which property is likely to have the best Return On Investment.


I can help you understand:

  • The legalities involved in owning an investment property.
  • The market analysis for each property you are considering.
  • Tips for realizing the greatest long and short term gain on your investment.
  • Answers to any other question you might have!


Solid reasons for investing in real estate.

Stocks are not for the faint at heart. It takes a great deal of stamina to survive the roller-coaster ups and downs of an investment that is heavily dependent upon economics.

What about real estate? Has it done better than the stock market? Let us take a look at Bill and Marsha, who each have received a $10,000 inheritance. They are not sure where to invest their proceeds.

Conservative Bill invests his $10,000 in the stock market. With interest in the Internet still growing, he puts it into a S&P 500 index fund.

A renter, and inexperienced in the stock market, Marsha uses her $10,000 as a down payment on an $80,000 condominium. Fast forward – 12 years. Who did better on their investment?

Bill’s return 
Since 1990, the S&P 500 more than tripled. From his initial investment of $10,000, Bill made about $22,000, pre-tax. During the same period, the value of the S&P 500 quadrupled, so Bill's gain was roughly $30,000, pre-tax.

Marsha – reaping the benefits of home ownership 
What about Marsha? During the same period, home values increased roughly 4 percent per year nationally. At that rate, Marsha’s $80,000 condominium is now worth about $126,000. If she sold it, her profit would be about $46,000, tax-free.

On average, most Canadians invest and earn more in their homes than they invest and earn from their savings accounts, stocks, bonds and other investments. Gordon Pape, recognized Canadian author and financial advisor, suggests that home equity remains a cornerstone of most families’ wealth.

Real estate is a solid, familiar investment.   In addition, there are several other solid reasons for investing in real estate:

Forced savings. Contributing towards a mortgage automatically forces a family to save. Rather than paying rent, these monthly payments contribute to future security.

Appreciation. By nature of the demand and supply, home prices rise. According to the Edmonton Real Estate Board, a home purchased in January 1997 for $123,530 now sells for $167,000.

Tax-free profits. When your home is your principal residence, and you sell it, you will not pay tax on any of the profits. This is one of the last and greatest advantages for building wealth left in Canada.

Equity build-up. Your home will naturally rise in price, according to the market. In addition, you will be contributing to the reduction of your mortgage. The difference between what is outstanding on your mortgage and what your home is valued at, is your earned equity. Your equity is a valuable commodity that can be used to obtain additional financing, obtain a second mortgage, or move-up to a larger home.

Real estate has long been recognized as an inflation-resistant investment, providing homeowners with a tangible incentive to save. Buying your own home, or investing in one, is widely accepted as one of the soundest financial commitments you can make.

For Investors

145 Properties Found. Page 1 of 13.
Photo of Listing #E4174361
Courtesy Of Peter Chen Of MaxWell Polaris

11828 78 Street Nw, Edmonton

$298,000 - 3 Beds, 3 Baths, 1,056 Sf

MLS® # E4174361

Photo of Listing #E4174357
Courtesy Of Nick Fedchyshyn Of 2% Realty Edge AB

10307 154 Street, Edmonton

$299,000 - 3 Beds, 3 Baths, 1,315 Sf

MLS® # E4174357

Photo of Listing #E4174333
Courtesy Of Charlene King Of Royal LePage Noralta Real Estate

8124 27 Avenue, Edmonton

$244,900 - 3 Beds, 2 Baths, 941 Sf

MLS® # E4174333

Photo of Listing #E4174279
Courtesy Of Kathryn Sharp Of MaxWell Challenge Realty

10804 25 Avenue, Edmonton

$300,000 - 2 Beds, 2 Baths, 1,210 Sf

MLS® # E4174279

Photo of Listing #E4174226
Courtesy Of Andrew Read Of The Good Real Estate Company

3014 30 Avenue, Edmonton

$299,900 - 3 Beds, 2 Baths, 1,070 Sf

MLS® # E4174226

Photo of Listing #E4174127
Courtesy Of Joan McFall Of MaxWell Polaris

903 Youville Drive W, Edmonton

$295,000 - 2 Beds, 2 Baths, 931 Sf

MLS® # E4174127

Photo of Listing #E4173968
Courtesy Of Peter Schalin Of RE/MAX Elite

N/A, Edmonton

$138,900 - 2 Beds, 1 Baths, 470 Sf

MLS® # E4173968

Photo of Listing #E4173899
Courtesy Of Jordan Seitz Of RE/MAX Elite

2883 23 Street, Edmonton

$259,900 - 3 Beds, 2 Baths, 1,077 Sf

MLS® # E4173899

Photo of Listing #E4173850
Courtesy Of Gagandeep Sahota Of MaxWell Devonshire Realty

2895 23 Street, Edmonton

$295,000 - 3 Beds, 3 Baths, 12,618 Sf

MLS® # E4173850

Photo of Listing #E4173681
Courtesy Of Corina Karas Of MaxWell Challenge Realty

7913 7 Avenue, Edmonton

$300,000 - 3 Beds, 3 Baths, 1,195 Sf

MLS® # E4173681

Photo of Listing #E4173659
Courtesy Of Wendy Hamel Of Re/Max Select

# 37 14803 Miller Boulevard, Edmonton

$259,900 - 3 Beds, 2 Baths, 1,128 Sf

MLS® # E4173659

Photo of Listing #E4173590
Courtesy Of Sarah Leib Of RE/MAX River City

11924 122 Street, Edmonton

$235,000 - 3 Beds, 2 Baths, 1,108 Sf

MLS® # E4173590

Listing information last updated on September 20th, 2019 at 1:16am MDT.