Investing

 


Historically, real estate has always been a rising commodity. A second home to rent out, a duplex, or small apartment building can all be great opportunities to generate financial freedom for yourself and your family, if you understand the financial commitments involved and the
maintenance required to keep a property's value at a peak level.

Investing in real estate is different than owning your own home. If you're becoming a landlord and renting out your investment property, for example, you'll have to understand the legal obligations of the landlord/tenant relationship. And when you search for an investment property, you'll need to be able to assess which property is likely to have the best Return On Investment.


I can help you understand:

  • The legalities involved in owning an investment property.
  • The market analysis for each property you are considering.
  • Tips for realizing the greatest long and short term gain on your investment.
  • Answers to any other question you might have!


Solid reasons for investing in real estate.

Stocks are not for the faint at heart. It takes a great deal of stamina to survive the roller-coaster ups and downs of an investment that is heavily dependent upon economics.

What about real estate? Has it done better than the stock market? Let us take a look at Bill and Marsha, who each have received a $10,000 inheritance. They are not sure where to invest their proceeds.

Conservative Bill invests his $10,000 in the stock market. With interest in the Internet still growing, he puts it into a S&P 500 index fund.

A renter, and inexperienced in the stock market, Marsha uses her $10,000 as a down payment on an $80,000 condominium. Fast forward – 12 years. Who did better on their investment?

Bill’s return 
Since 1990, the S&P 500 more than tripled. From his initial investment of $10,000, Bill made about $22,000, pre-tax. During the same period, the value of the S&P 500 quadrupled, so Bill's gain was roughly $30,000, pre-tax.

Marsha – reaping the benefits of home ownership 
What about Marsha? During the same period, home values increased roughly 4 percent per year nationally. At that rate, Marsha’s $80,000 condominium is now worth about $126,000. If she sold it, her profit would be about $46,000, tax-free.

On average, most Canadians invest and earn more in their homes than they invest and earn from their savings accounts, stocks, bonds and other investments. Gordon Pape, recognized Canadian author and financial advisor, suggests that home equity remains a cornerstone of most families’ wealth.

Real estate is a solid, familiar investment.   In addition, there are several other solid reasons for investing in real estate:

Forced savings. Contributing towards a mortgage automatically forces a family to save. Rather than paying rent, these monthly payments contribute to future security.

Appreciation. By nature of the demand and supply, home prices rise. According to the Edmonton Real Estate Board, a home purchased in January 1997 for $123,530 now sells for $167,000.

Tax-free profits. When your home is your principal residence, and you sell it, you will not pay tax on any of the profits. This is one of the last and greatest advantages for building wealth left in Canada.

Equity build-up. Your home will naturally rise in price, according to the market. In addition, you will be contributing to the reduction of your mortgage. The difference between what is outstanding on your mortgage and what your home is valued at, is your earned equity. Your equity is a valuable commodity that can be used to obtain additional financing, obtain a second mortgage, or move-up to a larger home.

Real estate has long been recognized as an inflation-resistant investment, providing homeowners with a tangible incentive to save. Buying your own home, or investing in one, is widely accepted as one of the soundest financial commitments you can make.

For Investors

129 Properties Found. Page 1 of 11.
Photo of Listing #E4166561
Courtesy Of David St. Jean Of RE/MAX River City

7931 7 Avenue Sw, Edmonton

$275,000 - 3 Beds, 2 Baths, 1,161 Sf

MLS® # E4166561

Photo of Listing #E4166532
Courtesy Of Robert Leishman Of RE/MAX Excellence

9577 180a Street, Edmonton

$155,000 - 1 Beds, 2 Baths, 923 Sf

MLS® # E4166532

Photo of Listing #E4166512
Courtesy Of Darlene Strang Of RE/MAX Real Estate

6606 106 Street, Edmonton

$299,800 - 2 Beds, 2 Baths, 957 Sf

MLS® # E4166512

Photo of Listing #E4165923
Courtesy Of Dave Dry Of YEGPro Realty

# 7 1904 Mill_woods Road, Edmonton

$299,999 - 3 Beds, 3 Baths, 1,289 Sf

MLS® # E4165923

Photo of Listing #E4165759
Courtesy Of Melissa Olsthoorn Of YEGPro Realty

18281 74 Avenue, Edmonton

$199,900 - 3 Beds, 2 Baths, 1,087 Sf

MLS® # E4165759

Photo of Listing #E4165684
Courtesy Of Madeline Sarafinchan Of Jayman Realty (Edm.) Inc

13031 82 Street, Edmonton

$248,000 - 3 Beds, 2 Baths, 949 Sf

MLS® # E4165684

Photo of Listing #E4165567
Courtesy Of Raejha Douziech Of Century 21 Masters

20239 56 Avenue, Edmonton

$280,000 - 3 Beds, 3 Baths, 1,126 Sf

MLS® # E4165567

Photo of Listing #E4165414
Courtesy Of James Mabey Of Century 21 Masters

2543 Coughlan Road, Edmonton

$289,900 - 2 Beds, 3 Baths, 1,237 Sf

MLS® # E4165414

Photo of Listing #E4165342
Courtesy Of Kim Jiwa Of Century 21 All Stars Realty Ltd

32, 1650 42 Street Nw, Edmonton

$299,900 - 3 Beds, 3 Baths, 1,251 Sf

MLS® # E4165342

Photo of Listing #E4165161
Courtesy Of Fan Yang Of Mozaic Realty Group

238 Richfield Road, Edmonton

$143,900 - 2 Beds, 1 Baths, 453 Sf

MLS® # E4165161

Photo of Listing #E4165074
Courtesy Of Jodie Allen Of RE/MAX Elite

# 4 1128 156 Street, Edmonton

$259,900 - 3 Beds, 2 Baths, 1,195 Sf

MLS® # E4165074

Photo of Listing #E4165013
Courtesy Of Gino Daniele Of RE/MAX Elite

12031 93 Street, Edmonton

$299,800 - 2 Beds, 3 Baths, 974 Sf

MLS® # E4165013

Listing information last updated on July 21st, 2019 at 11:16am MDT.