Investing

 


Historically, real estate has always been a rising commodity. A second home to rent out, a duplex, or small apartment building can all be great opportunities to generate financial freedom for yourself and your family, if you understand the financial commitments involved and the
maintenance required to keep a property's value at a peak level.

Investing in real estate is different than owning your own home. If you're becoming a landlord and renting out your investment property, for example, you'll have to understand the legal obligations of the landlord/tenant relationship. And when you search for an investment property, you'll need to be able to assess which property is likely to have the best Return On Investment.


I can help you understand:

  • The legalities involved in owning an investment property.
  • The market analysis for each property you are considering.
  • Tips for realizing the greatest long and short term gain on your investment.
  • Answers to any other question you might have!


Solid reasons for investing in real estate.

Stocks are not for the faint at heart. It takes a great deal of stamina to survive the roller-coaster ups and downs of an investment that is heavily dependent upon economics.

What about real estate? Has it done better than the stock market? Let us take a look at Bill and Marsha, who each have received a $10,000 inheritance. They are not sure where to invest their proceeds.

Conservative Bill invests his $10,000 in the stock market. With interest in the Internet still growing, he puts it into a S&P 500 index fund.

A renter, and inexperienced in the stock market, Marsha uses her $10,000 as a down payment on an $80,000 condominium. Fast forward – 12 years. Who did better on their investment?

Bill’s return 
Since 1990, the S&P 500 more than tripled. From his initial investment of $10,000, Bill made about $22,000, pre-tax. During the same period, the value of the S&P 500 quadrupled, so Bill's gain was roughly $30,000, pre-tax.

Marsha – reaping the benefits of home ownership 
What about Marsha? During the same period, home values increased roughly 4 percent per year nationally. At that rate, Marsha’s $80,000 condominium is now worth about $126,000. If she sold it, her profit would be about $46,000, tax-free.

On average, most Canadians invest and earn more in their homes than they invest and earn from their savings accounts, stocks, bonds and other investments. Gordon Pape, recognized Canadian author and financial advisor, suggests that home equity remains a cornerstone of most families’ wealth.

Real estate is a solid, familiar investment.   In addition, there are several other solid reasons for investing in real estate:

Forced savings. Contributing towards a mortgage automatically forces a family to save. Rather than paying rent, these monthly payments contribute to future security.

Appreciation. By nature of the demand and supply, home prices rise. According to the Edmonton Real Estate Board, a home purchased in January 1997 for $123,530 now sells for $167,000.

Tax-free profits. When your home is your principal residence, and you sell it, you will not pay tax on any of the profits. This is one of the last and greatest advantages for building wealth left in Canada.

Equity build-up. Your home will naturally rise in price, according to the market. In addition, you will be contributing to the reduction of your mortgage. The difference between what is outstanding on your mortgage and what your home is valued at, is your earned equity. Your equity is a valuable commodity that can be used to obtain additional financing, obtain a second mortgage, or move-up to a larger home.

Real estate has long been recognized as an inflation-resistant investment, providing homeowners with a tangible incentive to save. Buying your own home, or investing in one, is widely accepted as one of the soundest financial commitments you can make.

For Investors

105 Properties Found. Page 1 of 9.
Photo of Listing #E4184508
Courtesy Of Darryl Van Eerde Of Liv Real Estate

N/A, Edmonton

$225,000 - 4 Beds, 2 Baths, 947 Sf

MLS® # E4184508

Photo of Listing #E4184280
Courtesy Of Travis Ball Of Schmidt Realty Group Inc

10824 11 Avenue, Edmonton

$249,900 - 3 Beds, 3 Baths, 1,166 Sf

MLS® # E4184280

Photo of Listing #E4184205
Courtesy Of Peter Chen Of MaxWell Polaris

11828 78 Street Nw, Edmonton

$289,800 - 3 Beds, 3 Baths, 1,056 Sf

MLS® # E4184205

Photo of Listing #E4184184
Enhanced
Courtesy Of Bryan Statt Of MaxWell Devonshire Realty

9117 165 Avenue, Edmonton

$269,900 - 3 Beds, 2 Baths, 1,152 Sf

MLS® # E4184184

Photo of Listing #E4184080
Courtesy Of Mathew Haupt Of Professional Realty Group

8644 173 Avenue, Edmonton

$270,000 - 5 Beds, 3 Baths, 1,220 Sf

MLS® # E4184080

Photo of Listing #E4183996
Courtesy Of Rachelle Cusworth Of Re/Max Select

15120 33 Street, Edmonton

$297,900 - 3 Beds, 3 Baths, 1,296 Sf

MLS® # E4183996

Photo of Listing #E4183972
Courtesy Of Deborah Schindel Of Purplebricks

# 77 14603 Miller Boulevard, Edmonton

$249,900 - 2 Beds, 3 Baths, 1,098 Sf

MLS® # E4183972

Photo of Listing #E4183626
Courtesy Of Jefri Estrada Of The E Group Real Estate

12019 94 Street, Edmonton

$279,900 - 3 Beds, 3 Baths, 1,016 Sf

MLS® # E4183626

Photo of Listing #E4183616
Courtesy Of Ryan McDonald Of Century 21 Masters

3756 21 Street, Edmonton

$279,900 - 3 Beds, 4 Baths, 1,060 Sf

MLS® # E4183616

Photo of Listing #E4183551
Courtesy Of David Goodchild Of RE/MAX Elite

3224 38 Avenue, Edmonton

$249,900 - 2 Beds, 2 Baths, 1,069 Sf

MLS® # E4183551

Photo of Listing #E4183534
Courtesy Of Jamie Savage Of RE/MAX Excellence

# 5 12603 152 Avenue, Edmonton

$264,900 - 3 Beds, 3 Baths, 1,014 Sf

MLS® # E4183534

Photo of Listing #E4183398
Courtesy Of Maureen Nicholson Of Century 21 All Stars Realty Ltd

5909 84 Avenue, Edmonton

$299,900 - 3 Beds, 2 Baths, 969 Sf

MLS® # E4183398

Listing information last updated on January 19th, 2020 at 2:01pm MST.