Investing

 


Historically, real estate has always been a rising commodity. A second home to rent out, a duplex, or small apartment building can all be great opportunities to generate financial freedom for yourself and your family, if you understand the financial commitments involved and the
maintenance required to keep a property's value at a peak level.

Investing in real estate is different than owning your own home. If you're becoming a landlord and renting out your investment property, for example, you'll have to understand the legal obligations of the landlord/tenant relationship. And when you search for an investment property, you'll need to be able to assess which property is likely to have the best Return On Investment.


I can help you understand:

  • The legalities involved in owning an investment property.
  • The market analysis for each property you are considering.
  • Tips for realizing the greatest long and short term gain on your investment.
  • Answers to any other question you might have!


Solid reasons for investing in real estate.

Stocks are not for the faint at heart. It takes a great deal of stamina to survive the roller-coaster ups and downs of an investment that is heavily dependent upon economics.

What about real estate? Has it done better than the stock market? Let us take a look at Bill and Marsha, who each have received a $10,000 inheritance. They are not sure where to invest their proceeds.

Conservative Bill invests his $10,000 in the stock market. With interest in the Internet still growing, he puts it into a S&P 500 index fund.

A renter, and inexperienced in the stock market, Marsha uses her $10,000 as a down payment on an $80,000 condominium. Fast forward – 12 years. Who did better on their investment?

Bill’s return 
Since 1990, the S&P 500 more than tripled. From his initial investment of $10,000, Bill made about $22,000, pre-tax. During the same period, the value of the S&P 500 quadrupled, so Bill's gain was roughly $30,000, pre-tax.

Marsha – reaping the benefits of home ownership 
What about Marsha? During the same period, home values increased roughly 4 percent per year nationally. At that rate, Marsha’s $80,000 condominium is now worth about $126,000. If she sold it, her profit would be about $46,000, tax-free.

On average, most Canadians invest and earn more in their homes than they invest and earn from their savings accounts, stocks, bonds and other investments. Gordon Pape, recognized Canadian author and financial advisor, suggests that home equity remains a cornerstone of most families’ wealth.

Real estate is a solid, familiar investment.   In addition, there are several other solid reasons for investing in real estate:

Forced savings. Contributing towards a mortgage automatically forces a family to save. Rather than paying rent, these monthly payments contribute to future security.

Appreciation. By nature of the demand and supply, home prices rise. According to the Edmonton Real Estate Board, a home purchased in January 1997 for $123,530 now sells for $167,000.

Tax-free profits. When your home is your principal residence, and you sell it, you will not pay tax on any of the profits. This is one of the last and greatest advantages for building wealth left in Canada.

Equity build-up. Your home will naturally rise in price, according to the market. In addition, you will be contributing to the reduction of your mortgage. The difference between what is outstanding on your mortgage and what your home is valued at, is your earned equity. Your equity is a valuable commodity that can be used to obtain additional financing, obtain a second mortgage, or move-up to a larger home.

Real estate has long been recognized as an inflation-resistant investment, providing homeowners with a tangible incentive to save. Buying your own home, or investing in one, is widely accepted as one of the soundest financial commitments you can make.

For Investors

136 Properties Found. Page 1 of 12.
Photo of Listing #E4267473
Courtesy Of Lisa Day and Jessie McCracken Of YEGPro Realty

15604 121 Street Nw, Edmonton

$269,900 - 3 Beds, 2 Baths, 1,017 Sf

MLS® # E4267473

Photo of Listing #E4267460
Courtesy Of Nirmal Gill and Lakhvir Gill Of Century 21 All Stars Realty Ltd

3723 11 Street Nw, Edmonton

$299,900 - 3 Beds, 2 Baths, 1,169 Sf

MLS® # E4267460

Photo of Listing #E4267296
Courtesy Of Nancy Narayan Of RE/MAX Elite

2733 136 Avenue Nw, Edmonton

$249,888 - 4 Beds, 3 Baths, 1,485 Sf

MLS® # E4267296

Photo of Listing #E4265962
Courtesy Of Indy Khosah Of MaxWell Polaris

2006 55 Street Nw, Edmonton

$264,900 - 5 Beds, 2 Baths, 1,189 Sf

MLS® # E4265962

Photo of Listing #E4267179
Courtesy Of Sheryl Stephens Of RE/MAX Real Estate

#7 17418 98a Avenue Nw, Edmonton

$292,000 - 1 Beds, 2 Baths, 1,207 Sf

MLS® # E4267179

Photo of Listing #E4267107
Courtesy Of Wendy Lam Of RE/MAX Elite

643 Lakewood Road N Nw, Edmonton

$269,000 - 4 Beds, 2 Baths, 1,093 Sf

MLS® # E4267107

Photo of Listing #E4266923
Courtesy Of Keith Faria and Paul Paiva Of MaxWell Polaris

7216 83 Avenue Nw, Edmonton

$284,900 - 5 Beds, 2 Baths, 936 Sf

MLS® # E4266923

Photo of Listing #E4266844
Courtesy Of Sierra Halldorson Of Purplebricks

# 26 843 Youville Drive W Nw, Edmonton

$279,850 - 3 Beds, 3 Baths, 1,364 Sf

MLS® # E4266844

Photo of Listing #E4266745
Courtesy Of George Fahmy Of Mozaic Realty Group

5927 164 Avenue Nw, Edmonton

$299,950 - 2 Beds, 3 Baths, 1,100 Sf

MLS® # E4266745

Photo of Listing #E4266664
Courtesy Of Fan Yang Of Mozaic Realty Group

8603 121 Avenue Nw, Edmonton

$219,900 - 3 Beds, 1 Baths, 1,069 Sf

MLS® # E4266664

Photo of Listing #E4266632
Courtesy Of Jaleh Pezeshki Of RE/MAX Excellence

14603 Miller Boulevard Nw, Edmonton

$239,900 - 3 Beds, 2 Baths, 1,098 Sf

MLS® # E4266632

Photo of Listing #E4266476
Courtesy Of Peter Schalin Of RE/MAX Elite

1928 55 Street Nw, Edmonton

$274,900 - 3 Beds, 2 Baths, 964 Sf

MLS® # E4266476

Listing information last updated on October 23rd, 2021 at 10:31am MDT.