Investing

 


Historically, real estate has always been a rising commodity. A second home to rent out, a duplex, or small apartment building can all be great opportunities to generate financial freedom for yourself and your family, if you understand the financial commitments involved and the
maintenance required to keep a property's value at a peak level.

Investing in real estate is different than owning your own home. If you're becoming a landlord and renting out your investment property, for example, you'll have to understand the legal obligations of the landlord/tenant relationship. And when you search for an investment property, you'll need to be able to assess which property is likely to have the best Return On Investment.


I can help you understand:

  • The legalities involved in owning an investment property.
  • The market analysis for each property you are considering.
  • Tips for realizing the greatest long and short term gain on your investment.
  • Answers to any other question you might have!


Solid reasons for investing in real estate.

Stocks are not for the faint at heart. It takes a great deal of stamina to survive the roller-coaster ups and downs of an investment that is heavily dependent upon economics.

What about real estate? Has it done better than the stock market? Let us take a look at Bill and Marsha, who each have received a $10,000 inheritance. They are not sure where to invest their proceeds.

Conservative Bill invests his $10,000 in the stock market. With interest in the Internet still growing, he puts it into a S&P 500 index fund.

A renter, and inexperienced in the stock market, Marsha uses her $10,000 as a down payment on an $80,000 condominium. Fast forward – 12 years. Who did better on their investment?

Bill’s return 
Since 1990, the S&P 500 more than tripled. From his initial investment of $10,000, Bill made about $22,000, pre-tax. During the same period, the value of the S&P 500 quadrupled, so Bill's gain was roughly $30,000, pre-tax.

Marsha – reaping the benefits of home ownership 
What about Marsha? During the same period, home values increased roughly 4 percent per year nationally. At that rate, Marsha’s $80,000 condominium is now worth about $126,000. If she sold it, her profit would be about $46,000, tax-free.

On average, most Canadians invest and earn more in their homes than they invest and earn from their savings accounts, stocks, bonds and other investments. Gordon Pape, recognized Canadian author and financial advisor, suggests that home equity remains a cornerstone of most families’ wealth.

Real estate is a solid, familiar investment.   In addition, there are several other solid reasons for investing in real estate:

Forced savings. Contributing towards a mortgage automatically forces a family to save. Rather than paying rent, these monthly payments contribute to future security.

Appreciation. By nature of the demand and supply, home prices rise. According to the Edmonton Real Estate Board, a home purchased in January 1997 for $123,530 now sells for $167,000.

Tax-free profits. When your home is your principal residence, and you sell it, you will not pay tax on any of the profits. This is one of the last and greatest advantages for building wealth left in Canada.

Equity build-up. Your home will naturally rise in price, according to the market. In addition, you will be contributing to the reduction of your mortgage. The difference between what is outstanding on your mortgage and what your home is valued at, is your earned equity. Your equity is a valuable commodity that can be used to obtain additional financing, obtain a second mortgage, or move-up to a larger home.

Real estate has long been recognized as an inflation-resistant investment, providing homeowners with a tangible incentive to save. Buying your own home, or investing in one, is widely accepted as one of the soundest financial commitments you can make.

For Investors

85 Properties Found. Page 1 of 8.
Photo of Listing #E4230941
Courtesy Of Mathew Haupt Of Professional Realty Group

Nw, Edmonton

$299,900 - 2 Beds, 3 Baths, 1,000 Sf

MLS® # E4230941

Photo of Listing #E4230894
Courtesy Of Jennifer Prosser Of Maxwell Direct Realty

# 2 16224 73 Street Nw, Edmonton

$289,900 - 1 Beds, 2 Baths, 1,069 Sf

MLS® # E4230894

Photo of Listing #E4230893
Courtesy Of Rob Jastrzebski Of Exp Realty

12927 82 Street Nw, Edmonton

$239,700 - 3 Beds, 2 Baths, 790 Sf

MLS® # E4230893

Photo of Listing #E4230537
Courtesy Of Michael Melnychuk Of Century 21 All Stars Realty Ltd

# 82 287 Macewan Road Sw, Edmonton

$269,999 - 3 Beds, 3 Baths, 1,166 Sf

MLS® # E4230537

Photo of Listing #E4230508
Courtesy Of Deborah Schindel Of Purplebricks

13804 75 Street Nw, Edmonton

$289,900 - 2 Beds, 3 Baths, 1,043 Sf

MLS® # E4230508

Photo of Listing #E4230474
Courtesy Of Petterson Lam Of 2% Realty Pro

# 10 11718 97 Street Nw, Edmonton

$250,000 - 3 Beds, 3 Baths, 1,609 Sf

MLS® # E4230474

Photo of Listing #E4230425
Courtesy Of Curtis Leibel Of MaxWell Devonshire Realty

10820 11 Avenue Nw, Edmonton

$229,900 - 3 Beds, 3 Baths, 1,169 Sf

MLS® # E4230425

Photo of Listing #E4230341
Courtesy Of Zakari Mimouni Of Sable Realty

Nw, Edmonton

$279,000 - 3 Beds, 3 Baths, 1,414 Sf

MLS® # E4230341

Photo of Listing #E4230323
Courtesy Of Wendy Lam Of RE/MAX Elite

11939 90 St Nw Nw, Edmonton

$219,900 - 4 Beds, 2 Baths, 994 Sf

MLS® # E4230323

Photo of Listing #E4230261
Courtesy Of Keith Faria Of MaxWell Polaris

12237 140a Avenue Nw, Edmonton

$299,900 - 3 Beds, 3 Baths, 1,654 Sf

MLS® # E4230261

Photo of Listing #E4230088
Courtesy Of Kenton King Of MaxWell Progressive

# 7 15215 126 Street Nw, Edmonton

$289,900 - 3 Beds, 2 Baths, 1,060 Sf

MLS® # E4230088

Photo of Listing #E4230062
Courtesy Of David Estephan Of RE/MAX Elite

11924 124 Street Nw, Edmonton

$289,900 - 3 Beds, 2 Baths, 1,127 Sf

MLS® # E4230062

Listing information last updated on March 4th, 2021 at 1:31am MST.