Investing

 


Historically, real estate has always been a rising commodity. A second home to rent out, a duplex, or small apartment building can all be great opportunities to generate financial freedom for yourself and your family, if you understand the financial commitments involved and the
maintenance required to keep a property's value at a peak level.

Investing in real estate is different than owning your own home. If you're becoming a landlord and renting out your investment property, for example, you'll have to understand the legal obligations of the landlord/tenant relationship. And when you search for an investment property, you'll need to be able to assess which property is likely to have the best Return On Investment.


I can help you understand:

  • The legalities involved in owning an investment property.
  • The market analysis for each property you are considering.
  • Tips for realizing the greatest long and short term gain on your investment.
  • Answers to any other question you might have!


Solid reasons for investing in real estate.

Stocks are not for the faint at heart. It takes a great deal of stamina to survive the roller-coaster ups and downs of an investment that is heavily dependent upon economics.

What about real estate? Has it done better than the stock market? Let us take a look at Bill and Marsha, who each have received a $10,000 inheritance. They are not sure where to invest their proceeds.

Conservative Bill invests his $10,000 in the stock market. With interest in the Internet still growing, he puts it into a S&P 500 index fund.

A renter, and inexperienced in the stock market, Marsha uses her $10,000 as a down payment on an $80,000 condominium. Fast forward – 12 years. Who did better on their investment?

Bill’s return 
Since 1990, the S&P 500 more than tripled. From his initial investment of $10,000, Bill made about $22,000, pre-tax. During the same period, the value of the S&P 500 quadrupled, so Bill's gain was roughly $30,000, pre-tax.

Marsha – reaping the benefits of home ownership 
What about Marsha? During the same period, home values increased roughly 4 percent per year nationally. At that rate, Marsha’s $80,000 condominium is now worth about $126,000. If she sold it, her profit would be about $46,000, tax-free.

On average, most Canadians invest and earn more in their homes than they invest and earn from their savings accounts, stocks, bonds and other investments. Gordon Pape, recognized Canadian author and financial advisor, suggests that home equity remains a cornerstone of most families’ wealth.

Real estate is a solid, familiar investment.   In addition, there are several other solid reasons for investing in real estate:

Forced savings. Contributing towards a mortgage automatically forces a family to save. Rather than paying rent, these monthly payments contribute to future security.

Appreciation. By nature of the demand and supply, home prices rise. According to the Edmonton Real Estate Board, a home purchased in January 1997 for $123,530 now sells for $167,000.

Tax-free profits. When your home is your principal residence, and you sell it, you will not pay tax on any of the profits. This is one of the last and greatest advantages for building wealth left in Canada.

Equity build-up. Your home will naturally rise in price, according to the market. In addition, you will be contributing to the reduction of your mortgage. The difference between what is outstanding on your mortgage and what your home is valued at, is your earned equity. Your equity is a valuable commodity that can be used to obtain additional financing, obtain a second mortgage, or move-up to a larger home.

Real estate has long been recognized as an inflation-resistant investment, providing homeowners with a tangible incentive to save. Buying your own home, or investing in one, is widely accepted as one of the soundest financial commitments you can make.

For Investors

108 Properties Found. Page 1 of 9.
Photo of Listing #E4221937
Courtesy Of John Carle Of Homes & Gardens Real Estate Limited

2318 28a Avenue Nw, Edmonton

$299,900 - 3 Beds, 3 Baths, 1,150 Sf

MLS® # E4221937

Photo of Listing #E4221915
Courtesy Of Kimberly Ouellette Of Schmidt Realty Group Inc

12929 82 Street Nw, Edmonton

$199,900 - 2 Beds, 1 Baths, 720 Sf

MLS® # E4221915

Photo of Listing #E4221886
Courtesy Of Loida Lumanlan Of RE/MAX River City

2523 78 Street Nw, Edmonton

$224,900 - 3 Beds, 2 Baths, 1,324 Sf

MLS® # E4221886

Photo of Listing #E4221798
Courtesy Of Tennille Sydor Of Homes & Gardens Real Estate Limited

Nw, Edmonton

$286,900 - 2 Beds, 4 Baths, 1,000 Sf

MLS® # E4221798

Photo of Listing #E4221797
Courtesy Of Tennille Sydor Of Homes & Gardens Real Estate Limited

Nw, Edmonton

$296,900 - 2 Beds, 4 Baths, 997 Sf

MLS® # E4221797

Photo of Listing #E4221629
Courtesy Of Gregory Johnson Of NOW Real Estate Group

723 82 Street Sw, Edmonton

$259,900 - 2 Beds, 3 Baths, 1,098 Sf

MLS® # E4221629

Photo of Listing #E4221625
Courtesy Of Kaylie Cole Of Purplebricks

16428 56 Street Nw, Edmonton

$285,000 - 2 Beds, 3 Baths, 1,108 Sf

MLS® # E4221625

Photo of Listing #E4221529
Courtesy Of Erica Ammar Of Royal Lepage Arteam Realty

4823 106 Street Nw, Edmonton

$294,900 - 3 Beds, 2 Baths, 1,195 Sf

MLS® # E4221529

Photo of Listing #E4221335
Courtesy Of Bobby Jaswal Of Century 21 All Stars Realty Ltd

# 23 4350 23 Street Nw, Edmonton

$285,000 - 3 Beds, 2 Baths, 1,188 Sf

MLS® # E4221335

Photo of Listing #E4221300
Courtesy Of Eloise Leckie Of MaxWell Challenge Realty

14203 117 Street Nw, Edmonton

$257,500 - 3 Beds, 1 Baths, 476 Sf

MLS® # E4221300

Photo of Listing #E4221229
Courtesy Of Cassie Krawec Of Re/Max Select

6509 12 Avenue Nw Nw, Edmonton

$254,200 - 4 Beds, 2 Baths, 1,115 Sf

MLS® # E4221229

Photo of Listing #E4221040
Courtesy Of Loida Lumanlan Of RE/MAX River City

# 10 2021 Grantham Court Nw, Edmonton

$284,900 - 3 Beds, 4 Baths, 1,156 Sf

MLS® # E4221040

Listing information last updated on November 29th, 2020 at 8:46am MST.