Investing

 


Historically, real estate has always been a rising commodity. A second home to rent out, a duplex, or small apartment building can all be great opportunities to generate financial freedom for yourself and your family, if you understand the financial commitments involved and the
maintenance required to keep a property's value at a peak level.

Investing in real estate is different than owning your own home. If you're becoming a landlord and renting out your investment property, for example, you'll have to understand the legal obligations of the landlord/tenant relationship. And when you search for an investment property, you'll need to be able to assess which property is likely to have the best Return On Investment.


I can help you understand:

  • The legalities involved in owning an investment property.
  • The market analysis for each property you are considering.
  • Tips for realizing the greatest long and short term gain on your investment.
  • Answers to any other question you might have!


Solid reasons for investing in real estate.

Stocks are not for the faint at heart. It takes a great deal of stamina to survive the roller-coaster ups and downs of an investment that is heavily dependent upon economics.

What about real estate? Has it done better than the stock market? Let us take a look at Bill and Marsha, who each have received a $10,000 inheritance. They are not sure where to invest their proceeds.

Conservative Bill invests his $10,000 in the stock market. With interest in the Internet still growing, he puts it into a S&P 500 index fund.

A renter, and inexperienced in the stock market, Marsha uses her $10,000 as a down payment on an $80,000 condominium. Fast forward – 12 years. Who did better on their investment?

Bill’s return 
Since 1990, the S&P 500 more than tripled. From his initial investment of $10,000, Bill made about $22,000, pre-tax. During the same period, the value of the S&P 500 quadrupled, so Bill's gain was roughly $30,000, pre-tax.

Marsha – reaping the benefits of home ownership 
What about Marsha? During the same period, home values increased roughly 4 percent per year nationally. At that rate, Marsha’s $80,000 condominium is now worth about $126,000. If she sold it, her profit would be about $46,000, tax-free.

On average, most Canadians invest and earn more in their homes than they invest and earn from their savings accounts, stocks, bonds and other investments. Gordon Pape, recognized Canadian author and financial advisor, suggests that home equity remains a cornerstone of most families’ wealth.

Real estate is a solid, familiar investment.   In addition, there are several other solid reasons for investing in real estate:

Forced savings. Contributing towards a mortgage automatically forces a family to save. Rather than paying rent, these monthly payments contribute to future security.

Appreciation. By nature of the demand and supply, home prices rise. According to the Edmonton Real Estate Board, a home purchased in January 1997 for $123,530 now sells for $167,000.

Tax-free profits. When your home is your principal residence, and you sell it, you will not pay tax on any of the profits. This is one of the last and greatest advantages for building wealth left in Canada.

Equity build-up. Your home will naturally rise in price, according to the market. In addition, you will be contributing to the reduction of your mortgage. The difference between what is outstanding on your mortgage and what your home is valued at, is your earned equity. Your equity is a valuable commodity that can be used to obtain additional financing, obtain a second mortgage, or move-up to a larger home.

Real estate has long been recognized as an inflation-resistant investment, providing homeowners with a tangible incentive to save. Buying your own home, or investing in one, is widely accepted as one of the soundest financial commitments you can make.

For Investors

75 Properties Found. Page 1 of 7.
Photo of Listing #E4275319
Courtesy Of Henry Han Of Century 21 Masters

# 2 1730 Leger Gate Nw, Edmonton

$295,000 - 3 Beds, 3 Baths, 1,094 Sf

MLS® # E4275319

Photo of Listing #E4275245
Courtesy Of Chelsii Williams Of Royal LePage Gateway Realty

2508 78 Street Nw Nw, Edmonton

$268,900 - 4 Beds, 2 Baths, 918 Sf

MLS® # E4275245

Photo of Listing #E4275234
Courtesy Of Barry Candelora Of MaxWell Polaris

13839 114 Street Nw, Edmonton

$220,000 - 4 Beds, 2 Baths, 1,074 Sf

MLS® # E4275234

Photo of Listing #E4275200
Courtesy Of Serge Bourgoin Of Exp Realty

5507 163 Avenue Nw, Edmonton

$269,900 - 2 Beds, 2 Baths, 1,098 Sf

MLS® # E4275200

Photo of Listing #E4275152
Courtesy Of Todd Bradley and Jessica Bradley Of Royal Lepage Arteam Realty

1507 54 Street Nw, Edmonton

$160,000 - 5 Beds, 2 Baths, 1,037 Sf

MLS® # E4275152

Photo of Listing #E4275142
Courtesy Of Todd Bradley and Jessica Bradley Of Royal Lepage Arteam Realty

1509 54 Street Nw, Edmonton

$225,000 - 5 Beds, 2 Baths, 1,037 Sf

MLS® # E4275142

Photo of Listing #E4275052
Courtesy Of Eddy Chang Of Royal LePage Noralta Real Estate

11918 138 Avenue Nw, Edmonton

$259,900 - 3 Beds, 3 Baths, 1,106 Sf

MLS® # E4275052

Photo of Listing #E4275046
Courtesy Of Amritpal Hunjan Of RE/MAX River City

# 10 16004 54 Street Nw, Edmonton

$299,000 - 3 Beds, 3 Baths, 1,240 Sf

MLS® # E4275046

Photo of Listing #E4274718
Courtesy Of Debbie Smith Of RE/MAX Elite

15809 103 Avenue Nw, Edmonton

$299,900 - 4 Beds, 3 Baths, 1,287 Sf

MLS® # E4274718

Photo of Listing #E4274699
Courtesy Of Wendy Lam Of RE/MAX Elite

# 1 11619 81 Street Nw, Edmonton

$278,500 - 3 Beds, 2 Baths, 1,019 Sf

MLS® # E4274699

Photo of Listing #E4274663
Courtesy Of Allan Morrison Of Royal Lepage Premier Real Estate

10409 155 Street Nw, Edmonton

$299,900 - 4 Beds, 3 Baths, 1,002 Sf

MLS® # E4274663

Photo of Listing #E4274617
Courtesy Of Walter Diduck Of RE/MAX Real Estate

15108 22 Street Nw, Edmonton

$205,000 - 3 Beds, 2 Baths, 1,128 Sf

MLS® # E4274617

Listing information last updated on January 28th, 2022 at 11:31pm MST.