Investing

 


Historically, real estate has always been a rising commodity. A second home to rent out, a duplex, or small apartment building can all be great opportunities to generate financial freedom for yourself and your family, if you understand the financial commitments involved and the
maintenance required to keep a property's value at a peak level.

Investing in real estate is different than owning your own home. If you're becoming a landlord and renting out your investment property, for example, you'll have to understand the legal obligations of the landlord/tenant relationship. And when you search for an investment property, you'll need to be able to assess which property is likely to have the best Return On Investment.


I can help you understand:

  • The legalities involved in owning an investment property.
  • The market analysis for each property you are considering.
  • Tips for realizing the greatest long and short term gain on your investment.
  • Answers to any other question you might have!


Solid reasons for investing in real estate.

Stocks are not for the faint at heart. It takes a great deal of stamina to survive the roller-coaster ups and downs of an investment that is heavily dependent upon economics.

What about real estate? Has it done better than the stock market? Let us take a look at Bill and Marsha, who each have received a $10,000 inheritance. They are not sure where to invest their proceeds.

Conservative Bill invests his $10,000 in the stock market. With interest in the Internet still growing, he puts it into a S&P 500 index fund.

A renter, and inexperienced in the stock market, Marsha uses her $10,000 as a down payment on an $80,000 condominium. Fast forward – 12 years. Who did better on their investment?

Bill’s return 
Since 1990, the S&P 500 more than tripled. From his initial investment of $10,000, Bill made about $22,000, pre-tax. During the same period, the value of the S&P 500 quadrupled, so Bill's gain was roughly $30,000, pre-tax.

Marsha – reaping the benefits of home ownership 
What about Marsha? During the same period, home values increased roughly 4 percent per year nationally. At that rate, Marsha’s $80,000 condominium is now worth about $126,000. If she sold it, her profit would be about $46,000, tax-free.

On average, most Canadians invest and earn more in their homes than they invest and earn from their savings accounts, stocks, bonds and other investments. Gordon Pape, recognized Canadian author and financial advisor, suggests that home equity remains a cornerstone of most families’ wealth.

Real estate is a solid, familiar investment.   In addition, there are several other solid reasons for investing in real estate:

Forced savings. Contributing towards a mortgage automatically forces a family to save. Rather than paying rent, these monthly payments contribute to future security.

Appreciation. By nature of the demand and supply, home prices rise. According to the Edmonton Real Estate Board, a home purchased in January 1997 for $123,530 now sells for $167,000.

Tax-free profits. When your home is your principal residence, and you sell it, you will not pay tax on any of the profits. This is one of the last and greatest advantages for building wealth left in Canada.

Equity build-up. Your home will naturally rise in price, according to the market. In addition, you will be contributing to the reduction of your mortgage. The difference between what is outstanding on your mortgage and what your home is valued at, is your earned equity. Your equity is a valuable commodity that can be used to obtain additional financing, obtain a second mortgage, or move-up to a larger home.

Real estate has long been recognized as an inflation-resistant investment, providing homeowners with a tangible incentive to save. Buying your own home, or investing in one, is widely accepted as one of the soundest financial commitments you can make.

For Investors

124 Properties Found. Page 1 of 11.
Photo of Listing #E4193387
Courtesy Of Balkaran Sidhu Of Century 21 Platinum Realty

3112 31 Avenue Nw, Edmonton

$295,000 - 3 Beds, 2 Baths, 1,174 Sf

MLS® # E4193387

Photo of Listing #E4193373
Courtesy Of Christina Bieniek Of RE/MAX Real Estate

1637 Melrose Place Sw, Edmonton

$299,000 - 3 Beds, 3 Baths, 1,109 Sf

MLS® # E4193373

Photo of Listing #E4193212
Courtesy Of Elan Lynes Of RE/MAX Elite

# 53 287 Macewan Road Sw, Edmonton

$269,900 - 3 Beds, 3 Baths, 1,169 Sf

MLS® # E4193212

Photo of Listing #E4193207
Courtesy Of Carlos Rodriguez Of YEGPro Realty

3449 11 Street Nw, Edmonton

$300,000 - 3 Beds, 4 Baths, 1,076 Sf

MLS® # E4193207

Photo of Listing #E4193192
Courtesy Of Peter Chen Of MaxWell Polaris

11828 78 Street Nw Nw, Edmonton

$289,800 - 3 Beds, 2 Baths, 1,056 Sf

MLS® # E4193192

Photo of Listing #E4193191
Courtesy Of Lorraine Mah Of RE/MAX River City

# 10 1650 42 Street Nw, Edmonton

$179,900 - 2 Beds, 2 Baths, 1,098 Sf

MLS® # E4193191

Photo of Listing #E4193112
Courtesy Of Tennille Sydor Of Homes & Gardens Real Estate Limited

11222 92 Street Nw, Edmonton

$289,900 - 2 Beds, 4 Baths, 1,000 Sf

MLS® # E4193112

Photo of Listing #E4193101
Courtesy Of Jeffrey Keasey Of Century 21 Urban Realty

11841 123 Street Nw Nw, Edmonton

$259,000 - 4 Beds, 3 Baths, 1,291 Sf

MLS® # E4193101

Photo of Listing #E4192990
Courtesy Of Jodi Dahl Of YEGPro Realty

5951 189 Street Nw, Edmonton

$299,000 - 2 Beds, 2 Baths, 1,129 Sf

MLS® # E4192990

Photo of Listing #E4192888
Courtesy Of Brad Bosker Of Schmidt Realty Group Inc

# 19 16224 73 Street Nw, Edmonton

$299,900 - 2 Beds, 3 Baths, 1,074 Sf

MLS® # E4192888

Photo of Listing #E4192796
Courtesy Of Zenaida Knodel Of Realty Executives North Star

16214 93 Street Nw, Edmonton

$290,000 - 3 Beds, 2 Baths, 1,155 Sf

MLS® # E4192796

Photo of Listing #E4192661
Courtesy Of Duane Ritter Of RE/MAX Real Estate

2309 28 Avenue Nw, Edmonton

$299,000 - 3 Beds, 3 Baths, 1,117 Sf

MLS® # E4192661

Listing information last updated on April 6th, 2020 at 11:01am MDT.