Investing

 


Historically, real estate has always been a rising commodity. A second home to rent out, a duplex, or small apartment building can all be great opportunities to generate financial freedom for yourself and your family, if you understand the financial commitments involved and the
maintenance required to keep a property's value at a peak level.

Investing in real estate is different than owning your own home. If you're becoming a landlord and renting out your investment property, for example, you'll have to understand the legal obligations of the landlord/tenant relationship. And when you search for an investment property, you'll need to be able to assess which property is likely to have the best Return On Investment.


I can help you understand:

  • The legalities involved in owning an investment property.
  • The market analysis for each property you are considering.
  • Tips for realizing the greatest long and short term gain on your investment.
  • Answers to any other question you might have!


Solid reasons for investing in real estate.

Stocks are not for the faint at heart. It takes a great deal of stamina to survive the roller-coaster ups and downs of an investment that is heavily dependent upon economics.

What about real estate? Has it done better than the stock market? Let us take a look at Bill and Marsha, who each have received a $10,000 inheritance. They are not sure where to invest their proceeds.

Conservative Bill invests his $10,000 in the stock market. With interest in the Internet still growing, he puts it into a S&P 500 index fund.

A renter, and inexperienced in the stock market, Marsha uses her $10,000 as a down payment on an $80,000 condominium. Fast forward – 12 years. Who did better on their investment?

Bill’s return 
Since 1990, the S&P 500 more than tripled. From his initial investment of $10,000, Bill made about $22,000, pre-tax. During the same period, the value of the S&P 500 quadrupled, so Bill's gain was roughly $30,000, pre-tax.

Marsha – reaping the benefits of home ownership 
What about Marsha? During the same period, home values increased roughly 4 percent per year nationally. At that rate, Marsha’s $80,000 condominium is now worth about $126,000. If she sold it, her profit would be about $46,000, tax-free.

On average, most Canadians invest and earn more in their homes than they invest and earn from their savings accounts, stocks, bonds and other investments. Gordon Pape, recognized Canadian author and financial advisor, suggests that home equity remains a cornerstone of most families’ wealth.

Real estate is a solid, familiar investment.   In addition, there are several other solid reasons for investing in real estate:

Forced savings. Contributing towards a mortgage automatically forces a family to save. Rather than paying rent, these monthly payments contribute to future security.

Appreciation. By nature of the demand and supply, home prices rise. According to the Edmonton Real Estate Board, a home purchased in January 1997 for $123,530 now sells for $167,000.

Tax-free profits. When your home is your principal residence, and you sell it, you will not pay tax on any of the profits. This is one of the last and greatest advantages for building wealth left in Canada.

Equity build-up. Your home will naturally rise in price, according to the market. In addition, you will be contributing to the reduction of your mortgage. The difference between what is outstanding on your mortgage and what your home is valued at, is your earned equity. Your equity is a valuable commodity that can be used to obtain additional financing, obtain a second mortgage, or move-up to a larger home.

Real estate has long been recognized as an inflation-resistant investment, providing homeowners with a tangible incentive to save. Buying your own home, or investing in one, is widely accepted as one of the soundest financial commitments you can make.

For Investors

81 Properties Found. Page 1 of 7.
Photo of Listing #E4301991
Courtesy Of Sterling Preddie Of Sterling Real Estate

13323 82 Street Nw, Edmonton

$239,900 - 2 Beds, 2 Baths, 935 Sf

MLS® # E4301991

Photo of Listing #E4301601
Courtesy Of Henry Han Of Century 21 Masters

# 12 6304 Sandin Way Nw, Edmonton

$295,000 - 3 Beds, 2 Baths, 1,070 Sf

MLS® # E4301601

Photo of Listing #E4301432
Courtesy Of Barry Candelora Of MaxWell Polaris

41 Northwoods Village Nw, Edmonton

$179,000 - 2 Beds, 2 Baths, 470 Sf

MLS® # E4301432

Photo of Listing #E4301399
Courtesy Of Zacharia Aboughoushe Of MaxWell Challenge Realty

# 29 2004 Grantham Court Nw Nw, Edmonton

$284,900 - 2 Beds, 3 Baths, 1,206 Sf

MLS® # E4301399

Photo of Listing #E4301305
Courtesy Of Marty Weishaupt Of Royal LePage Noralta Real Estate

# 19 2004 Grantham Court Nw, Edmonton

$295,000 - 3 Beds, 2 Baths, 1,075 Sf

MLS® # E4301305

Photo of Listing #E4300950
Courtesy Of Ash Somani and Shahir Bhanji Of RE/MAX Rental Advisors

# 42 15151 43 Street Nw, Edmonton

$282,900 - 3 Beds, 4 Baths, 1,238 Sf

MLS® # E4300950

Photo of Listing #E4300949
Courtesy Of Haley Streu and Dwight Streu Of MaxWell Polaris

4703 106 Street Nw, Edmonton

$299,900 - 4 Beds, 2 Baths, 1,249 Sf

MLS® # E4300949

Photo of Listing #E4300920
Courtesy Of Taras Vanovskyy Of Re/Max Excellence

8210 133a Avenue Nw, Edmonton

$269,900 - 3 Beds, 1 Baths, 1,060 Sf

MLS® # E4300920

Photo of Listing #E4300734
Courtesy Of Emira Hadzic and Terry Paranych Of Re/Max Excellence

12717 88 Street Nw, Edmonton

$239,000 - 4 Beds, 2 Baths, 1,032 Sf

MLS® # E4300734

Photo of Listing #E4300666
Courtesy Of Sonia Tarabay Of RE/MAX Elite

# 2 308 Jackson Road Nw, Edmonton

$275,000 - 3 Beds, 2 Baths, 975 Sf

MLS® # E4300666

Photo of Listing #E4300645
Courtesy Of Kyla Ayres and Daniel Smith Of Exp Realty

17047 113 Street Nw, Edmonton

$289,900 - 2 Beds, 3 Baths, 1,239 Sf

MLS® # E4300645

Photo of Listing #E4300638
Courtesy Of Mary Mok Of RE/MAX River City

2546 Rabbit Hill Road Nw, Edmonton

$299,990 - 3 Beds, 3 Baths, 1,330 Sf

MLS® # E4300638

Listing information last updated on June 29th, 2022 at 6:31pm MDT.