Investing

 


Historically, real estate has always been a rising commodity. A second home to rent out, a duplex, or small apartment building can all be great opportunities to generate financial freedom for yourself and your family, if you understand the financial commitments involved and the
maintenance required to keep a property's value at a peak level.

Investing in real estate is different than owning your own home. If you're becoming a landlord and renting out your investment property, for example, you'll have to understand the legal obligations of the landlord/tenant relationship. And when you search for an investment property, you'll need to be able to assess which property is likely to have the best Return On Investment.


I can help you understand:

  • The legalities involved in owning an investment property.
  • The market analysis for each property you are considering.
  • Tips for realizing the greatest long and short term gain on your investment.
  • Answers to any other question you might have!


Solid reasons for investing in real estate.

Stocks are not for the faint at heart. It takes a great deal of stamina to survive the roller-coaster ups and downs of an investment that is heavily dependent upon economics.

What about real estate? Has it done better than the stock market? Let us take a look at Bill and Marsha, who each have received a $10,000 inheritance. They are not sure where to invest their proceeds.

Conservative Bill invests his $10,000 in the stock market. With interest in the Internet still growing, he puts it into a S&P 500 index fund.

A renter, and inexperienced in the stock market, Marsha uses her $10,000 as a down payment on an $80,000 condominium. Fast forward – 12 years. Who did better on their investment?

Bill’s return 
Since 1990, the S&P 500 more than tripled. From his initial investment of $10,000, Bill made about $22,000, pre-tax. During the same period, the value of the S&P 500 quadrupled, so Bill's gain was roughly $30,000, pre-tax.

Marsha – reaping the benefits of home ownership 
What about Marsha? During the same period, home values increased roughly 4 percent per year nationally. At that rate, Marsha’s $80,000 condominium is now worth about $126,000. If she sold it, her profit would be about $46,000, tax-free.

On average, most Canadians invest and earn more in their homes than they invest and earn from their savings accounts, stocks, bonds and other investments. Gordon Pape, recognized Canadian author and financial advisor, suggests that home equity remains a cornerstone of most families’ wealth.

Real estate is a solid, familiar investment.   In addition, there are several other solid reasons for investing in real estate:

Forced savings. Contributing towards a mortgage automatically forces a family to save. Rather than paying rent, these monthly payments contribute to future security.

Appreciation. By nature of the demand and supply, home prices rise. According to the Edmonton Real Estate Board, a home purchased in January 1997 for $123,530 now sells for $167,000.

Tax-free profits. When your home is your principal residence, and you sell it, you will not pay tax on any of the profits. This is one of the last and greatest advantages for building wealth left in Canada.

Equity build-up. Your home will naturally rise in price, according to the market. In addition, you will be contributing to the reduction of your mortgage. The difference between what is outstanding on your mortgage and what your home is valued at, is your earned equity. Your equity is a valuable commodity that can be used to obtain additional financing, obtain a second mortgage, or move-up to a larger home.

Real estate has long been recognized as an inflation-resistant investment, providing homeowners with a tangible incentive to save. Buying your own home, or investing in one, is widely accepted as one of the soundest financial commitments you can make.

For Investors

131 Properties Found. Page 1 of 11.
Photo of Listing #E4214672
Courtesy Of Jonathan Hull Of 2% Realty Pro

2924 26 Street Nw, Edmonton

$293,900 - 2 Beds, 3 Baths, 1,071 Sf

MLS® # E4214672

Photo of Listing #E4214598
Courtesy Of Rosemary Waters Of Royal Lepage Arteam Realty

10329 150 Street Nw, Edmonton

$259,000 - 3 Beds, 1 Baths, 963 Sf

MLS® # E4214598

Photo of Listing #E4214561
Courtesy Of Mina Gayed Of Mozaic Realty Group

#9 15151 43 Street Nw Nw, Edmonton

$270,000 - 3 Beds, 4 Baths, 1,270 Sf

MLS® # E4214561

Photo of Listing #E4209188
Courtesy Of Tom Jastrzebski Of 2% Realty Pro

4843 106 Street Nw, Edmonton

$267,000 - 3 Beds, 2 Baths, 1,064 Sf

MLS® # E4209188

Photo of Listing #E4214299
Courtesy Of Brandon Lai Of RE/MAX Elite

# 33 120 Magrath Road Nw, Edmonton

$292,000 - 3 Beds, 3 Baths, 1,128 Sf

MLS® # E4214299

Photo of Listing #E4214277
Courtesy Of Aaron Robinson Of Century 21 Masters

# 88 287 Macewan Road Sw, Edmonton

$285,000 - 3 Beds, 2 Baths, 1,108 Sf

MLS® # E4214277

Photo of Listing #E4214242
Courtesy Of Deborah Schindel Of Purplebricks

# 23 16224 73 Street Nw, Edmonton

$295,000 - 1 Beds, 2 Baths, 1,073 Sf

MLS® # E4214242

Photo of Listing #E4214230
Courtesy Of Ed Zabinski Of RE/MAX Excellence

3945 38 Street Nw, Edmonton

$279,000 - 4 Beds, 4 Baths, 1,432 Sf

MLS® # E4214230

Photo of Listing #E4214229
Courtesy Of Teresa Mardon Of Royal Lepage Arteam Realty

Nw, Edmonton

$293,000 - 3 Beds, 2 Baths, 959 Sf

MLS® # E4214229

Photo of Listing #E4214173
Courtesy Of James Knull Of Exp Realty

5955 164 Avenue Nw, Edmonton

$279,900 - 3 Beds, 2 Baths, 1,249 Sf

MLS® # E4214173

Photo of Listing #E4214133
Courtesy Of Marc Wener Of RE/MAX Excellence

14614 118 Street Nw, Edmonton

$149,900 - 2 Beds, 1 Baths, 497 Sf

MLS® # E4214133

Photo of Listing #E4214099
Courtesy Of Derek Hulewicz Of Re/Max Select

# 78 2021 Grantham Court Nw, Edmonton

$289,900 - 3 Beds, 3 Baths, 1,111 Sf

MLS® # E4214099

Listing information last updated on September 19th, 2020 at 2:01am MDT.