Investing

 


Historically, real estate has always been a rising commodity. A second home to rent out, a duplex, or small apartment building can all be great opportunities to generate financial freedom for yourself and your family, if you understand the financial commitments involved and the
maintenance required to keep a property's value at a peak level.

Investing in real estate is different than owning your own home. If you're becoming a landlord and renting out your investment property, for example, you'll have to understand the legal obligations of the landlord/tenant relationship. And when you search for an investment property, you'll need to be able to assess which property is likely to have the best Return On Investment.


I can help you understand:

  • The legalities involved in owning an investment property.
  • The market analysis for each property you are considering.
  • Tips for realizing the greatest long and short term gain on your investment.
  • Answers to any other question you might have!


Solid reasons for investing in real estate.

Stocks are not for the faint at heart. It takes a great deal of stamina to survive the roller-coaster ups and downs of an investment that is heavily dependent upon economics.

What about real estate? Has it done better than the stock market? Let us take a look at Bill and Marsha, who each have received a $10,000 inheritance. They are not sure where to invest their proceeds.

Conservative Bill invests his $10,000 in the stock market. With interest in the Internet still growing, he puts it into a S&P 500 index fund.

A renter, and inexperienced in the stock market, Marsha uses her $10,000 as a down payment on an $80,000 condominium. Fast forward – 12 years. Who did better on their investment?

Bill’s return 
Since 1990, the S&P 500 more than tripled. From his initial investment of $10,000, Bill made about $22,000, pre-tax. During the same period, the value of the S&P 500 quadrupled, so Bill's gain was roughly $30,000, pre-tax.

Marsha – reaping the benefits of home ownership 
What about Marsha? During the same period, home values increased roughly 4 percent per year nationally. At that rate, Marsha’s $80,000 condominium is now worth about $126,000. If she sold it, her profit would be about $46,000, tax-free.

On average, most Canadians invest and earn more in their homes than they invest and earn from their savings accounts, stocks, bonds and other investments. Gordon Pape, recognized Canadian author and financial advisor, suggests that home equity remains a cornerstone of most families’ wealth.

Real estate is a solid, familiar investment.   In addition, there are several other solid reasons for investing in real estate:

Forced savings. Contributing towards a mortgage automatically forces a family to save. Rather than paying rent, these monthly payments contribute to future security.

Appreciation. By nature of the demand and supply, home prices rise. According to the Edmonton Real Estate Board, a home purchased in January 1997 for $123,530 now sells for $167,000.

Tax-free profits. When your home is your principal residence, and you sell it, you will not pay tax on any of the profits. This is one of the last and greatest advantages for building wealth left in Canada.

Equity build-up. Your home will naturally rise in price, according to the market. In addition, you will be contributing to the reduction of your mortgage. The difference between what is outstanding on your mortgage and what your home is valued at, is your earned equity. Your equity is a valuable commodity that can be used to obtain additional financing, obtain a second mortgage, or move-up to a larger home.

Real estate has long been recognized as an inflation-resistant investment, providing homeowners with a tangible incentive to save. Buying your own home, or investing in one, is widely accepted as one of the soundest financial commitments you can make.

For Investors

124 Properties Found. Page 1 of 11.
Photo of Listing #E4158584
Courtesy Of Nicole Mazurak Of 2% Realty Pro

11838 122 Street, Edmonton

$289,000 - 3 Beds, 2 Baths, 1,141 Sf

MLS® # E4158584

Photo of Listing #E4158582
Courtesy Of Nicole Mazurak Of 2% Realty Pro

11836 122 Street, Edmonton

$285,999 - 3 Beds, 3 Baths, 1,061 Sf

MLS® # E4158582

Photo of Listing #E4158567
Courtesy Of Wendy Theberge Of RE/MAX Elite

6311 90 Avenue, Edmonton

$247,500 - 3 Beds, 2 Baths, 959 Sf

MLS® # E4158567

Photo of Listing #E4158538
Courtesy Of Denis Rowley Of RE/MAX Real Estate Centre

7407 80 Avenue, Edmonton

$265,000 - 1 Beds, 2 Baths, 1,141 Sf

MLS® # E4158538

Photo of Listing #E4158535
Courtesy Of Michael Melnychuk Of Century 21 All Stars Realty Ltd

13226 38 Street, Edmonton

$235,000 - 3 Beds, 2 Baths, 900 Sf

MLS® # E4158535

Photo of Listing #E4158533
Courtesy Of Michael Melnychuk Of Century 21 All Stars Realty Ltd

13224 38 Street, Edmonton

$230,000 - 3 Beds, 2 Baths, 900 Sf

MLS® # E4158533

Photo of Listing #E4158466
Courtesy Of Wendy Theberge Of RE/MAX Elite

# 20 345 Kirkness Road, Edmonton

$237,500 - 3 Beds, 4 Baths, 1,010 Sf

MLS® # E4158466

Photo of Listing #E4158389
Courtesy Of Dave Schroder Of MaxWell Polaris

9118 Shaw Way, Edmonton

$299,900 - 3 Beds, 3 Baths, 1,151 Sf

MLS® # E4158389

Photo of Listing #E4158348
Courtesy Of Margarete Perrault Of NOW Real Estate Group

2917 30 Street, Edmonton

$274,900 - 2 Beds, 3 Baths, 1,122 Sf

MLS® # E4158348

Photo of Listing #E4158294
Courtesy Of Sterling Preddie Of Sterling Real Estate

12905 82 Street, Edmonton

$254,500 - 3 Beds, 2 Baths, 1,047 Sf

MLS® # E4158294

Photo of Listing #E4157959
Courtesy Of Joshua Plante Of YEGPro Realty

1428 Hodgson Way, Edmonton

$284,000 - 3 Beds, 3 Baths, 1,098 Sf

MLS® # E4157959

Photo of Listing #E4157905
Courtesy Of Lokesh Sharma Of RE/MAX Excellence

3524 18 Ave Avenue, Edmonton

$289,000 - 3 Beds, 3 Baths, 1,668 Sf

MLS® # E4157905

Listing information last updated on May 26th, 2019 at 5:31pm MDT.